Waypoint focuses on relationship lending, a simple approval process with speed and reliable execution of upmost importance. We can provide funding solutions across the capital structure from senior, mezzanine, bridging, whole loans and pref equity. We lend to all sectors.

Floating Rate Loans

  • Up to £500 million loans for acquisitions, refinancings and asset upgrades
  • Maximum 80% LTV
  • Term loans of 3-5 yrs
  • Rates starting at 3.75% plus BoE base rate
  • UK and Europe

Fixed Rate Loans

  • £30 million for acquisitions and refinancing of commercial and residential property
  • Maximum 65% LTV
  • Terms of 7–15 years
  • Rates starting at Gilts + 1.60%
  • Particular focus on residential, student accommodation, BTR, logistics and industrial sectors
Retail buildings

Bridging Loans

  • Up to £150 million for acquisitions, asset upgrades, land with residential planning consent, investment stabilisation
  • Maximum 80% LTV
  • Loan terms of 6–24m (option for a 12m extension)
  • Rates starting from BoE + 6%
  • Particular focus on residential
  • Properties in the UK and Europe
Waypoint Real Estate Finance

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